How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Related Content Can I Refinance My Mortgage? This calculator can help determine whether it makes sense to refinance your mortgage. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k). Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all.