Individual Financial Services

Working with individuals and families in all stages of retirement planning, we offer a wide array of services, including:

Income Planning

Income planning is a critical element of a solid retirement strategy. A major financial goal is to have a consistent and reliable stream of income that will last through retirement. We can help clients address critical questions, such as how to shift from retirement savings to retirement income, how to estimate monthly income, and how to ensure those assets last.

Social Security

As clients approach retirement, many have a number of questions regarding Social Security. How much will my income benefit be? How do I maximize my benefits? When should I begin taking Social Security? We understand the complexities of Social Security and have the resources to address our clients’ questions.

Investments and Asset Management

Many clients transitioning into retirement are focused less on taking risks and focused more on managing and preserving their wealth. We help clients analyze their income sources and determine how to match them with future expenses.

Estate Planning

Many individuals, couples, and families don’t just want to make their assets last for their lifetimes; they want to leave a legacy for their heirs. However, the financial side of estate planning is often overlooked and can have a significant impact on one's family. We can assist clients in articulating their estate planning needs and coordinate the work of other professionals who may be needed, including attorneys and CPAs.

Insurance

As individuals age, the need for insurance may increase. Products like life and long-term care insurance and annuities, both fixed and variable, are ways individuals can protect their family and assets. With so many available programs and plans, it can be difficult to determine an appropriate solution. We can help clients determine appropriate options.

We encourage you to reach out today if you or someone you know needs assistance with their retirement or 401(k) plans.